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Financial Tools

Tools & Calculators

Financial Tools for Smarter Decisions

Use our comprehensive set of financial tools to plan your loan, check eligibility, calculate EMIs, and make informed financial decisions.

EMI Calculator

Calculate your monthly EMI based on loan amount, interest rate, and tenure to plan your repayments better.

Calculate EMI

Eligibility Calculator

Check how much loan amount you can get based on your income, age, and employment status.

Check Eligibility

CIBIL Score Check

Understand your credit health with our CIBIL score checker and improve your loan approval chances.

Check Score

Loan Comparison

Compare different loan options side by side to find the best deal suited for your needs.

Compare Loans

Budget Planner

Plan your monthly budget to manage expenses better and understand how much EMI you can afford.

Plan Budget

Tax Calculator

Calculate tax benefits on your home loan and understand how it affects your overall finances.

Calculate Tax Benefits
Monthly Installment

EMI Calculator

Use our EMI calculator to estimate your monthly installment based on loan amount, interest rate, and tenure.

Monthly EMI

₹16,133

Principal Amount
₹5,00,000
Total Interest
₹80,788
Total Amount
₹5,80,788
Check Eligibility

Loan Eligibility Calculator

Find out how much loan you are eligible for based on your income, age, and other factors.

Your Eligibility Results

Maximum Eligible Loan

₹9,00,000

Recommended EMI
₹20,000
Estimated Interest Rate
10.5%
Recommended Tenure
5 Years

Note: Based on your income and other factors, you are eligible for a Personal Loan up to ₹9,00,000. This is an approximate figure based on standard eligibility criteria.

Credit Health

CIBIL Score Check

Check your approximate CIBIL score range to understand your loan approval chances and interest rates.

Your Estimated CIBIL Score Range

740-770
Poor
300-550
Fair
550-650
Good
650-750
Excellent
750-900
Your Score Interpretation

Based on your responses, your estimated CIBIL score range is 740-770, which is considered Good. With this score range:

  • You have a high chance of loan approval
  • You are likely to get competitive interest rates
  • You are eligible for higher loan amounts
  • You may qualify for special offers from banks
Tips to Improve Your Score
  • Pay all EMIs and credit card bills on time
  • Keep credit utilization below 30%
  • Maintain a good credit mix (secured and unsecured loans)
  • Avoid multiple loan applications in a short period
  • Regularly check your credit report for errors

Want to Know Your Exact CIBIL Score?

The above calculator provides only an estimate based on your responses. To know your exact CIBIL score, you need to request it from authorized credit bureaus like CIBIL, Experian, Equifax, or CRIF Highmark.

Compare Options

Loan Comparison Tool

Compare different loan options side by side to find the best deal suited for your financial needs.

Loan Option 1
Loan Option 2
Loan Option 3
Financial Planning

Budget Planner

Plan your monthly budget to better understand your expenses and determine the EMI you can comfortably afford.

Monthly Expenses

Your Budget Analysis

Total Monthly Income
₹50,000
Total Monthly Expenses
₹38,000
Disposable Income
₹12,000
Recommended Max. EMI (50% of disposable)
₹6,000
Budget Recommendations

Based on your financial details, you can comfortably afford an EMI of up to ₹6,000 per month. This would allow you to maintain your current lifestyle while keeping some buffer for emergencies and unforeseen expenses.

With an EMI of ₹6,000 per month, you can take a loan of:

  • ₹2,10,000 for 3 years at 10.5% interest
  • ₹3,30,000 for 5 years at 10.5% interest
  • ₹5,40,000 for 10 years at 10.5% interest
Tax Planning

Tax Benefits Calculator

Calculate potential tax benefits on your home loan or other eligible loans to optimize your financial planning.

Your Tax Benefits Analysis

Annual Tax Savings

₹75,000

Principal Deduction (Sec 80C)
₹1,50,000
Interest Deduction
₹2,00,000
Total Deduction
₹3,50,000
Tax Rate
30%
Monthly Tax Saving
₹6,250
Tax Benefit Notes

For Home Loans:

  • Principal repayment up to ₹1.5 lakhs can be claimed under Section 80C
  • Interest payment up to ₹2 lakhs can be claimed under Section 24
  • For first-time homebuyers, additional deduction of up to ₹50,000 under Section 80EEA may be available

Disclaimer

This calculator is intended to provide an estimate of potential tax benefits and should not be considered as tax advice. Tax laws and regulations are subject to change. We recommend consulting with a tax professional for personalized advice based on your specific financial situation.

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