At Arav Digital Fincare, we connect borrowers with leading banks to provide fast loan approvals with minimal documentation and competitive rates.
Get the financial support your business needs to expand operations, manage cash flow, purchase equipment, or invest in new opportunities. Our business loans are designed to help entrepreneurs and business owners achieve their goals with flexible financing options.
Fund your business growth plans, open new branches, or expand product lines.
Manage cash flow, cover operational expenses, and handle seasonal fluctuations.
Acquire new machinery, vehicles, or technology to upgrade your business.
Purchase, renovate or construct commercial property for your business.
Proprietorship, Partnership, LLP, Private Limited Company, Public Limited Company
Minimum 2 years of business operation
Minimum annual turnover of ₹25 lakhs.
21 to 65 years of age for the business owner/director/partner.
Competitive rates tailored to your business needs.
Transparent and reasonable processing charges.
Additional charges that may apply to your loan.
We offer various types of business loans including working capital loans, term loans for expansion, equipment financing, commercial property loans, and startup loans. Each loan type is designed to meet specific business needs and comes with tailored terms and conditions.
Not always. While secured business loans (with collateral) typically offer higher amounts and lower interest rates, we also provide unsecured business loans up to certain limits based on your business credentials, turnover, and credit history. The specific requirements depend on the loan amount, purpose, and your business profile.
The approval process typically takes 3-7 business days after submission of all required documents. For unsecured loans or smaller amounts, approval might be faster. The disbursement happens within 2-4 business days after approval. Complex cases involving large loan amounts or collateral verification may take longer.
Yes, startups can apply, but the options may be limited compared to established businesses. Generally, startups with at least 6-12 months of operational history and a promising business model can qualify for certain startup-focused loan programs. These loans typically require a strong business plan, good personal credit score of the founder(s), and sometimes additional security or collateral.
Several factors influence the interest rate on your business loan, including your business credit profile, time in business, annual turnover, profitability, industry sector, collateral provided, loan amount, and tenure. Businesses with stronger financials, longer operating history, and valuable collateral typically qualify for lower interest rates.
Use our calculator to estimate your monthly EMI based on loan amount, interest rate, and tenure.